Cleveland County property record for 703 E Grover St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 0.316 acres (13,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Apr 2024) |
| Tax Bill | $780 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22936 |
| Primary APN | 22936 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 13,806 sqft (0.316 acres) |
| Lot Dimensions | 177 ft deep x 78 ft wide |
| Account Number | 1358633 |
|---|---|
| Street Address | 703 E GROVER ST |
| City | SHELBY |
| State | NC |
| Zip | 28150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | 703 GROVER ST |
| Legal Subdivision | GROVER |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950900 |
703 E Grover St is owned by two individuals who bought it in April 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1801 COUNTRY GARDEN DR, SHELBY, NC 28150-6165 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Deed Document Number | 2024200099375 |
| Deed Book / Page | 1919 / 977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 703 E GROVER ST, SHELBY, NC 28150 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1801 COUNTRY GARDEN DR, SHELBY, NC 28150-6165 |
| Document Number | 0019190981 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 1919/981 |
| Instrument | 200099376 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | 331 S LAFAYETTE ST, SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 703 E Grover St was $780, down 0.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 (-0.38%) | $78,770 (-) Land $75,270 Building $3,500 | $78,770 (-) Land $75,270 Building $3,500 |
| 2025 | $783.00 | $78,770 Land $75,270 Building $3,500 | $78,770 Land $75,270 Building $3,500 |
| 2023 | $55,044 Land $50,544 Building $4,500 | $55,044 Land $50,544 Building $4,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 703 E Grover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 E Grover St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber.
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