702 E Grover St, Shelby, NC 28150 Property Records

Cleveland County property record for 702 E Grover St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,333 sqft · built 1947
Lot Size	0.263 acres (11,460 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2025)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`20014`

Property Details

APN / Parcel Number

Primary APN	`20014`
Alternative APNs	`1340176` `1339699`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,333 sqft Finished Area
Attic	Attic
Attic Area	502 sqft
Basement Area	1,333 sqft
Finished Basement	2,163 sqft
Unfinished Basement	1,333 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2005
Exterior Material	Stucco
Foundation Type	Footing
Lot Area	11,460 sqft (0.263 acres)
Lot Dimensions	191 ft deep x 60 ft wide
Porch	Slab
Porch Area	211 sqft
Deck Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339699
Street Address	702 E GROVER ST
City	SHELBY
State	NC
Zip	28150-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	LOT GROVER ST
Legal Subdivision	GROVER
Legal Block	3
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1020
Census Tract	950900

Owner

702 E Grover St is owned by an individual who bought it in July 2025.

Source: Cleveland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 E STAGE COACH TRL, LAWNDALE, NC 28090-9553
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	2025200116626
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 25, 2025
Property Address	702 E GROVER ST, SHELBY, NC 28150-4036
Document Number	0019512917
Book / Page	1951 / 2917
Instrument Date	Jul 24, 2025
Instrument	200116626
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 N PIEDMONT AVE, KINGS MOUNTAIN, NC 28086-9488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E STAGECOACH TRL, LAWNDALE, NC 28090-9553

Mortgage

Document Number	0200116627
Date	Jul 25, 2025
Instrument	200116627

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 4, 2022
Property Address	702 E GROVER ST, SHELBY, NC 28150-4036
Document Number	0018612763
Book / Page	1861 / 2763
Instrument Date	Dec 23, 2021
Instrument	200066609
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 PERRY HILL RD, 106, EASLEY, SC 29640-8988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 WALKER ST, KINGS MOUNTAIN, NC 28086-2828

Tax Assessment & Valuation

The 2026 property tax bill for 702 E Grover St was $2,270, up 46.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (+46.64%)	$224,253 (+44.08%) Land $65,340 Building $158,913	$224,253 (+44.08%) Land $65,340 Building $158,913
2025	$1,548.00	$155,644 Land $65,340 Building $90,304	$155,644 Land $65,340 Building $90,304
2023		$60,664 Land $39,960 Building $20,704	$60,664 Land $39,960 Building $20,704

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 702 E Grover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 E Grover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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