703 E 3rd St, Spencer, IA 51301 Property Records

Clay County property record for 703 E 3rd St, Spencer, IA 51301 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,152 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Detached, 546 sqft
Occupancy	Owner Occupied
Tax Bill	$2,168.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`963618226027`
Alternative APN	`64096361822602700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	2 Partial Baths
Total Rooms	5 Rooms
Building Area	1,152 sqft Living Area
1st Floor	576 sqft 1st Floor
Basement Area	696 sqft Basement
Finished Basement	686 sqft Finished
Unfinished Basement	696 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	546 sqft Garage

Exterior Amenities

Deck Area	176 sqft Deck
Patio Area	236 sqft Patio
Porch	1 Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	703 E 3RD ST
City	SPENCER
State	IA
Zip	51301-5120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7 AUD PLAT 3
Legal Range	36W
Legal Township	96N
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226027

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Owner on File
Mailing Address	703 E 3RD ST, PETERSON, IA 51047-7074
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 22, 2021
Transfer Doc	02021/1114
Record Refreshed	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Apr 09, 2021
Property Address	703 E 3RD ST, SPENCER, IA 51301-5120
Document Number	02021/1114
Book / Page	2021 / 1114
Instrument Date	Mar 22, 2021
Instrument	2021 1114
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E 3RD ST, PETERSON, IA 51047-7074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 Homeowner's exemption	$151,200 (+3.82%) Land $25,870 Building $125,330	$151,200 (+3.82%) Land $25,870 Building $125,330
2024	$2,168.00 (+9.49%)
2023		$145,640 (+20.08%) Land $18,110 Building $127,530	$145,640 (+20.08%) Land $18,110 Building $127,530
2022	$1,980.00 Homeowner's exemption	$121,290 Land $18,110 Building $103,180
2021			$121,290 Land $18,110 Building $103,180