530 E 3rd St, Spencer, IA 51301 Property Records

Clay County property record for 530 E 3rd St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 918 sqft · built 1947
Lot Size	0.154 acres (6,732 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (May 1991)
Tax Bill	$1,774 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618204011`

Property Details

APN / Parcel Number

Primary APN	`963618204011`
Alternative APN	`64096361820401100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	918 sqft
Finished Basement	650 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,732 sqft (0.154 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096361820401100
Street Address	530 E 3RD ST
City	SPENCER
State	IA
Zip	51301-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50.6' OF N 1/2 1 EGLESTON IRREG.
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	EGLESTON IRREGULAR
Legal Lot Number	1
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2027
Census Tract	80200

Owner

Source: Clay County records · APN 963618204011

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	530 E 3RD ST, SPENCER, IA 51301-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 1991 · Amount on Record
Deed Sale	May 30, 1991 · Amount on Record
Deed Document Number	00000J3 43
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,820 (+8.13%) Land $17,490 Building $113,330	$130,820 (+8.13%) Land $17,490 Building $113,330
2024	$1,774.00 (+8.3%)
2023		$120,980 (+18.82%) Land $13,500 Building $107,480	$120,980 (+18.82%) Land $13,500 Building $107,480
2022	$1,638.00 Homeowner's exemption	$101,820 Land $13,500 Building $88,320
2021			$101,820 Land $13,500 Building $88,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.