Bay County property record for 703 E 2nd St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,154 sqft · built 1987 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (May 2020) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08854-010-000 |
| Primary APN | 08854-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Heated Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 1,266 sqft |
| 2nd Floor Area | 888 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 270 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 390 sqft |
| Patio Area | 360 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 703 E 2ND ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY PARK MANOR -3.33- 102B4 BEG 100' W OF SE COR OF LOT 5 TH W 100' N 150' E 100' S 150' |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | BAY PARK MANOR |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2020 | Deed of Trust, Transfer SMARTBANK |
| Oct 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 24, 2019 | Warranty Deed, Transfer DIAMOND TITLE AGENCY INC |
| May 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | Oct 3, 2019 |
| Deed Document Number | 0004252754 |
| Deed Book / Page | 4252 / 754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0044560676 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 4456/676 |
| Instrument | 2021068039 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0042520756 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 703 E 2ND ST LYNN HAVEN FL 324441501, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0042520756 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 004252/000756 |
| Instrument | 32102 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 3, 2019 |
| Property Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0041750671 |
| Book / Page | 004175 / 000671 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 86996 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1688 LYNN HAVEN FL 324446488, LYNN HAVEN, FL 32444-6488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0041370898 |
| Book / Page | 004137 / 000898 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 58243 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,197.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 CANAL AVE PANAMA CITY FL 324055724, PANAMA CITY, FL 32405-5724 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 16, 2018 |
| Property Address | 703 E 2ND ST, LYNN HAVEN, FL 32444-1501 |
| Document Number | 0040081869 |
| Book / Page | 4008 / 1869 |
| Instrument Date | May 15, 2018 |
| Instrument | 2018028999 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 E 2ND ST, 703, LYNN HAVEN, FL 32444-1501 |
| Name | Verified Name |
|---|---|
| Address | 1100 DELAWARE AVE, LYNN HAVEN, FL 32444-2828 |
| Document Number | 2018029000 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 2018029000 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,128.00 (+2.13%) Homeowner's exemption | $316,059 (+6.16%) | $359,540 (+11.64%) Land $52,500 Building $307,040 |
| 2023 | $4,042.00 (+9.63%) Homeowner's exemption | $297,733 (+3%) | $322,062 (+8.98%) Land $53,600 Building $268,462 |
| 2022 | $3,687.00 Homeowner's exemption | $289,061 | $295,537 Land $51,000 Building $244,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 88 (1995–2021) |
| Claims Outside the SFHA | 40 of 88 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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