Bay County property record for 603 E 2nd St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,040 sqft · built 2022 |
| Lot Size | 0.712 acres (31,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jul 2020) |
| Tax Bill | $8,480 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08853-030-000 |
| Primary APN | 08853-030-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,040 sqft Living Area |
| Gross Area | 3,992 sqft |
| 1st Floor Area | 2,536 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 31,014 sqft (0.712 acres) |
| Lot Dimensions | 150 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Driveway | Driveway |
| Driveway Area | 488 sqft |
| Porch | Florida Room |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 603 E 2ND ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAA |
| Legal Description | BAY PARK MANOR REPLAT LOT 10 & E 80 OF LOT 9 BLK D MAP 102B4 ORB 4337 P 769 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | BAY PARK MANOR |
| Legal Block | D |
| Legal Lot Number | 10,9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 E 2ND ST, LYNN HAVEN, FL 32444-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit INNOVATIONS FINANCIAL CU |
| Nov 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage INNOVATIONS FCU |
| Jul 31, 2020 | Warranty Deed, Transfer SOUTH OAK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Document Number | 202050075 |
| Deed Book / Page | 4281 / 322 |
| Last Transfer Date | Nov 8, 2021 |
| Transfer Doc | 0044831984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 603 E 2ND ST, LYNN HAVEN, FL 32444-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0046611356 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 4661/1356 |
| Instrument | 2023011661 |
| Name | INNOVATIONS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 8, 2021 |
| Property Address | 603 E 2ND ST, LYNN HAVEN, FL 32444-1405 |
| Document Number | 0044831984 |
| Book / Page | 4483 / 1984 |
| Map Reference | MB 7 PG 80 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021085407 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4321 BAYWOOD DR, LYNN HAVEN, FL 32444-4406 |
| Document Number | 0044831986 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 4483/1986 |
| Name | INNOVATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 26, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 603 E 2ND ST, LYNN HAVEN, FL 32444-1405 |
| Document Number | 0042810322 |
| Book / Page | 004281 / 000322 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 50075 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | SOUTH OAK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1805 TENNESSEE AVE LYNN HAVEN FL 324444222, LYNN HAVEN, FL 32444-4222 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,480.00 (+0.12%) Homeowner's exemption | $605,321 (+5.99%) | $627,485 (+9.87%) Land $108,938 Building $518,547 |
| 2024 | $8,470.00 (+2.55%) | ||
| 2023 | $8,259.00 (+635.44%) Homeowner's exemption | $571,127 (+778.32%) Land $111,220 Building $459,907 | $571,127 (+778.32%) Land $111,220 Building $459,907 |
| 2022 | $1,123.00 | $65,025 Land $65,025 | $65,025 Land $65,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 88 (1995–2021) |
| Claims Outside the SFHA | 40 of 88 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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