703 Chestnut Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 703 Chestnut Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,273 sqft · built 1973
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2018)
Tax Bill	$3,817 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`2000213215`

Property Details

APN / Parcel Number

Primary APN	`2000213215`
Alternative APN	`15042024`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,273 sqft Living Area
Gross Area	4,924 sqft
1st Floor Area	2,103 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	207 sqft
Deck Area	1,068 sqft
Patio Area	1,068 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000213215
Street Address	703 CHESTNUT DR
City	SMITHFIELD
State	NC
Zip	27577-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 27 AND 28 WELLONS 11/69 16/1
Legal Subdivision	E J WELLONS PROPERTY
Legal Lot Number	27-28
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3009
Census Tract	40800

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 CHESTNUT DR, SMITHFIELD, NC 27577-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Oct 5, 2018	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	2018587410
Deed Book / Page	5228 / 702
Prior Transfer Date	Nov 22, 2015
Prior Transfer Doc	0000475577
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	703 CHESTNUT DR, SMITHFIELD, NC 27577-3835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715307
Date	Nov 6, 2020
Book Page	5748/113
Instrument	2020715307

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	703 CHESTNUT DR, SMITHFIELD, NC 27577-3835
Document Number	0000632190
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CHESTNUT DR SMITHFIELD NC 275773835, SMITHFIELD, NC 27577-3835

Mortgage

Document Number	0000632190
Date	Oct 17, 2019
Book Page	005449/000537
Instrument	632190

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 5, 2018
Property Address	703 CHESTNUT DR, SMITHFIELD, NC 27577-3835
Document Number	0000587410
Book / Page	5228 / 0702
Map Reference	MB 16 PG 1
Instrument Date	Oct 2, 2018
Instrument	2018587410
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4209 LASSITER MILL RD, 4209, RALEIGH, NC 27609-5794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CHESTNUT DR, SMITHFIELD, NC 27577-3835

Mortgage

Document Number	0000587411
Date	Oct 5, 2018
Instrument	2018587411

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,817.00 (+21.52%) Disabled Person's exemption Veteran's exemption	$442,690 (+50.42%) Land $73,510 Building $369,180	$442,690 (+50.42%) Land $73,510 Building $369,180
2023	$3,141.00 Disabled Person's exemption Veteran's exemption	$294,310 Land $56,810 Building $237,500	$294,310 Land $56,810 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	23 (1996–2017)
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures