Johnston County property record for 714 Chestnut Dr, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,114 sqft · built 1973 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Nov 2018) |
| Tax Bill | $3,737 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000214486 |
| Primary APN | 2000214486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,114 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 524 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000214486 |
|---|---|
| Street Address | 714 CHESTNUT DR |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-3866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 41 EJ WELLONS 14/175 |
| Legal Subdivision | E J WELLONS SUBDIVISION |
| Legal Lot Number | 41 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40800 |
714 Chestnut Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 CHESTNUT DR, SMITHFIELD, NC 27577-3866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE LENDING |
| Nov 28, 2018 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on File |
| Deed Sale | Nov 28, 2018 · Amount on File |
| Deed Document Number | 2018593176 |
| Deed Book / Page | 5256 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 714 CHESTNUT DR, SMITHFIELD, NC 27577-3866 |
| Document Number | 0000671586 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 714 CHESTNUT DR SMITHFIELD NC 275773866, SMITHFIELD, NC 27577-3866 |
| Document Number | 0000671586 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 005661/000784 |
| Instrument | 671586 |
| Name | ADVANTAGE LENDING |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 714 CHESTNUT DR, SMITHFIELD, NC 27577-3866 |
| Document Number | 0000593176 |
| Book / Page | 5256 / 0118 |
| Map Reference | MB 14 PG 175 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018593176 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 309, SELMA, NC 27576-0309 |
| Name | Verified Name |
|---|---|
| Address | 714 CHESTNUT DR, SMITHFIELD, NC 27577-3866 |
| Document Number | 0000593177 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018593177 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
The 2026 property tax bill for 714 Chestnut Dr was $3,737, down 1% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,737.00 (-1.03%) | $389,280 (-) Land $80,000 Building $309,280 | $389,280 (-) Land $80,000 Building $309,280 |
| 2025 | $3,776.00 | $389,280 Land $80,000 Building $309,280 | $389,280 Land $80,000 Building $309,280 |
| 2023 | $3,281.00 | $260,470 Land $60,000 Building $200,470 | $260,470 Land $60,000 Building $200,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 Chestnut Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 23 (1996–2017) |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 Chestnut Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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