703 Braddock Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 703 Braddock Ave, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 830 sqft · built 1948
Lot Size0.29 acres (12,650 sqft)
OwnerIndividual Name on Record
Last Sale$63,500 (May 2004)
Tax Bill$912 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-011931

Property Details

APN / Parcel Number

Primary APN29-011931
Alternative APN
  • 011931

Interior

Full Baths1 Bath
Stories1 Story
Building Area830 sqft Total Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area12,650 sqft (0.29 acres)
Lot Dimensions126 ft deep x 100 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area66 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011931
Street Address703 BRADDOCK AVE
CityCUMBERLAND
StateMD
Zip21502-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description703 BRADDOCK AVE PT LOT 34 100X126
Legal SubdivisionNATIONAL HWY ADD LAVALE
Legal Lot Number34
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1014
Census Tract1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address703 BRADDOCK AVE, CUMBERLAND, MD 21502-7315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2004 · Amount on Record
Deed SaleMay 20, 2004 · Amount on Record
Deed Document Number200440947
Deed Book / Page730 / 568
Last Transfer DateApr 25, 2018
Transfer Doc0023830436
Record UpdatedOct 29, 2026

May 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionALLEGANY MD
Recording DateMay 30, 2018
Property Address703 BRADDOCK AVE, LAVALE, MD 21502-7315
Document Number0023830436
Book / Page002383 / 000436
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address703 BRADDOCK AVE CUMBERLAND MD 215027315, CUMBERLAND, MD 21502-7315

Mortgage

Document Number23830440
DateMay 30, 2018
Book Page002383/000440
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 29, 2048

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,400 (+7.3%)$84,800 (-) Land $32,800 Building $52,000
2025$912.00 (+23.24%)$74,000 (+8.61%)$84,800 (+23.62%) Land $32,800 Building $52,000
2023$740.00$68,133$68,600 Land $29,000 Building $39,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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