Allegany County property record for 635 Braddock Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,438 sqft · built 1950 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2024) |
| Tax Bill | $1,232 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-012091 |
| Primary APN | 29-012091 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,438 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 95 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 012091 |
|---|---|
| Street Address | 635 BRADDOCK AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 635 BRADDOCK AVE PT LOT 35 100X95 |
| Legal Subdivision | THE NATIONAL HIGHWAY ADDITION |
| Legal Lot Number | 35 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1402 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 BRADDOCK AVE, CUMBERLAND, MD 21502-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed, Transfer · Conventional Mortgage CHESSIE FCU |
| Apr 4, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MTG SVCS GROUP INC |
| Feb 4, 2019 | Grant Deed, Construction Loan · Construction Mortgage BANK OF ROMNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Feb 4, 2019 · Amount on Record |
| Deed Book / Page | 2944 / 447 |
| Prior Transfer Date | Feb 17, 2023 |
| Prior Transfer Doc | 002868-0265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 13, 2024 |
| Property Address | 635 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 002944-0447 |
| Book / Page | 2944 / 447 |
| Instrument Date | Jan 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 0029440454 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2944-0454 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 4, 2023 |
| Property Address | 635 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 002868-0265 |
| Book / Page | 2868 / 265 |
| Map Reference | PL 122 |
| Instrument Date | Feb 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 BRADDOCK AVE, CUMBERLAND, MD 21502-7210 |
| Document Number | 0028680270 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2868-0270 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 635 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 0025160130 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 635 BRADDOCK AVE LAVALE MD 215027210, LAVALE, MD 21502-7210 |
| Document Number | 0025160130 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 002516/000130 |
| Name | FIRST MTG SVCS GROUP INC |
|---|---|
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 4, 2019 |
| Property Address | 635 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 0024430233 |
| Book / Page | 002443 / 000233 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 BRADDOCK AVE LAVALE MD 215027210, LAVALE, MD 21502-7210 |
| Document Number | 24430240 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 002443/000240 |
| Name | BANK OF ROMNEY |
|---|---|
| Type | Bank |
| Address | ROMNEY, WV 26757 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 3, 2020 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,533 (+16.57%) | $133,100 (-) Land $24,700 Building $108,400 | |
| 2025 | $1,232.00 (+37.5%) | $99,967 (+21.22%) | $133,100 (+59.59%) Land $24,700 Building $108,400 |
| 2023 | $896.00 | $82,467 | $83,400 Land $21,800 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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