Black Hawk County property record for 703 Bluff St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,035 sqft · built 1889 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,206 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-12-410-004 |
| Primary APN | 8914-12-410-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 336 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,620 sqft (0.106 acres) |
| Lot Dimensions | 70 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 703 BLUFF ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRISON & DEANS ADDITION E 70 FT LOT 1 BLK 4 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 12 |
| Legal Subdivision | GARRISON & DEANS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 2200 |
Source: Black Hawk County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6122 KIMBALL AVE, WATERLOO, IA 50701-9259 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2024 |
| Transfer Doc | 0000012034 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (+8.84%) | $80,370 (+16.78%) Land $34,650 Building $45,720 | $80,370 (+16.78%) Land $34,650 Building $45,720 |
| 2024 | $1,108.00 (+0.18%) | ||
| 2023 | $68,820 (+14.89%) Land $23,100 Building $45,720 | $68,820 (+14.89%) Land $23,100 Building $45,720 | |
| 2022 | $1,106.00 | $59,900 Land $23,100 Building $36,800 | |
| 2021 | $59,900 Land $23,100 Building $36,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1990–2016) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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