Black Hawk County property record for 504 Bluff St, Cedar Falls, IA 50613
| Property Type | Commercial |
|---|---|
| Details | built 1997 |
| Owner | Individual Name on File |
| Tax Bill | $1,638 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-12-406-010 |
| Primary APN | 8914-12-406-010 |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Fire Resistance | Fireproof Steel Frame |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Utility Building | 336 sqft |
| Street Address | 504 BLUFF ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-3384 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GARRISONS ADDITION BLL LOCATED ON PN 891412406009 WHICH IS DESC AS FOL: LOTS 1 AND 2 BLK 4 IN GARRISONS ADD |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 12 |
| Legal Subdivision | GARRISONS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2200 |
504 Bluff St, a commercial property, is owned by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2177, LITTLE ROCK, AR 72203-2177 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 504 Bluff St was $1,638, down 6.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 (-6.72%) | $97,870 Building $97,870 | $97,870 Building $97,870 |
| 2024 | $1,756.00 | ||
| 2023 | $97,870 (-9.72%) Building $97,870 | $97,870 Building $97,870 | |
| 2022 | $2,232.00 | $108,410 Building $108,410 | |
| 2021 | $108,410 Building $108,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Bluff St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1990–2016) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Bluff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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