Cumberland Town property record for 703 Black Plain Rd, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,931 sqft · built 2006 |
| Lot Size | 11 acres (482,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Feb 2006) |
| Tax Bill | $8,731 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0011 L:0246 |
| Primary APN | NSMI M:0011 L:0246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,931 sqft Living Area |
| Gross Area | 5,749 sqft |
| 1st Floor Area | 1,419 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 482,305 sqft (11 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4638 |
|---|---|
| Street Address | 703 BLACK PLAIN RD |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 246 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12803 |
703 Black Plain Rd is owned and occupied by two individuals who bought it in February 2006.
Source: Cumberland Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Jul 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2006 · Amount on File |
| Deed Sale | Feb 1, 2006 · Amount on File |
| Deed Book / Page | 329 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000985-183 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 985/183 |
| Instrument | 52040 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000945-83 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 945/83 |
| Instrument | 48923 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 817-103 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 817/103 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 843-53 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 843/53 |
| Instrument | 41826 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 703 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 863-1 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 863/1 |
| Instrument | 43108 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 703 Black Plain Rd was $8,731.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,731.00 | $759,200 Land $183,500 Building $575,700 | $891,122 |
| 2023 | $8,601.00 (+2.44%) | $603,600 (-) Land $162,500 Building $441,100 | |
| 2022 | $8,396.00 | $603,600 Land $162,500 Building $441,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Black Plain Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 Black Plain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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