North Smithfield Town property record for 686 Black Plain Rd, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1996 |
| Lot Size | 3.97 acres (173,029 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2019) |
| Tax Bill | $7,562 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0011 L:0234 |
| Primary APN | NSMI M:0011 L:0234 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 3,164 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 2,700 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 173,029 sqft (3.97 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2762 |
|---|---|
| Street Address | 686 BLACK PLAIN RD |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 234 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 12803 |
Source: North Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 686 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB |
| Mar 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB |
| Nov 18, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage MILFORD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | May 23, 2013 · Amount on Record |
| Deed Book / Page | 832 / 78 |
| Transfer Doc | 543-188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 686 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000980-214 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 980/214 |
| Instrument | 51679 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 686 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00000937-1 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 937/1 |
| Instrument | 48269 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Nov 18, 2019 |
| Property Address | 686 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9514 |
| Document Number | 832-78 |
| Book / Page | 832 / 78 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 83280 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 832/80 |
| Name | MILFORD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,562.00 (+11.83%) | $657,600 (+38.59%) Land $196,300 Building $461,300 | $641,178 |
| 2023 | $6,762.00 (+2.45%) | $474,500 (-) Land $168,300 Building $306,200 | |
| 2022 | $6,600.00 | $474,500 Land $168,300 Building $306,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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