703 Bell St, Bloomington, IL 61701 Property Records

McLean County property record for 703 Bell St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,058 sqft · built 1870
Lot Size	0.195 acres (8,488 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2012)
Tax Bill	$3,828 (2024)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-232-003`

Property Details

APN / Parcel Number

Primary APN	`21-09-232-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	1,109 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,488 sqft (0.195 acres)
Lot Dimensions	102 ft deep x 62 ft wide
View / Lot	Lake Front
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Frame Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	703 BELL ST
City	BLOOMINGTON
State	IL
Zip	61701-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	W.P. GRAVES ADD (EX W10 N102.5 & W24 S44) LOT 3 BLK 1
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	W.P. GRAVES ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3008
Census Tract	5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 BELL ST, BLOOMINGTON, IL 61701-5439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2012 · Amount on Record
Deed Sale	Jul 18, 2012 · Amount on Record
Prior Sale	Mar 4, 2009 · Amount on Record
Deed Document Number	201217494
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000014365
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Oct 17, 2023
Property Address	703 BELL ST, BLOOMINGTON, IL 61701-5439
Document Number	202300014365
Instrument Date	Oct 2, 2023
Instrument	2023-00014365
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BELL ST, BLOOMINGTON, IL 61701-5439

Mortgage

Document Number	202300014366
Date	Oct 17, 2023
Instrument	2023-00014366

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Max Rate	11.3%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,788 (+33.38%) Land $12,727 Building $48,061	$182,364 (+33.38%) Land $38,181 Building $144,183
2024	$3,828.00 (+15.75%)
2023	$3,307.00 (+8.96%)	$45,574 (+9.26%) Land $9,542 Building $36,032	$136,722 (+9.26%) Land $28,626 Building $108,096
2022	$3,035.00	$41,711 Land $8,733 Building $32,978	$125,133 Land $26,199 Building $98,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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