607 Bell St, Bloomington, IL 61701 Property Records

McLean County property record for 607 Bell St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	4,160 sqft · built 1968
Lot Size	0.304 acres (13,261 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Jul 2007)
Tax Bill	$2,055 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-231-004`

Property Details

APN / Parcel Number

Primary APN	`21-09-231-004`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,160 sqft Gross Area
1st Floor Area	2,080 sqft
Basement Area	2,080 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	13,261 sqft (0.304 acres)
Lot Dimensions	249 ft deep x 53 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	607 BELL ST
City	BLOOMINGTON
State	IL
Zip	61701
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WICHMANNS SUB PT E1/2 NE 9-23-2E LOT 3
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	WICHMANNS SUB
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3004
Census Tract	5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	605 BELL ST, BLOOMINGTON, IL 61701-5350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK AND TRUST CO
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2007 · Amount on Record
Deed Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	200719758
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	607 BELL ST, BLOOMINGTON, IL 61701
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800012994
Date	Aug 8, 2018
Instrument	2018-00012994

Lender

Name	HEARTLAND BANK AND TRUST CO
Type	Non-Lending Institution
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	607 BELL ST, BLOOMINGTON, IL 61701
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015169
Date	Sep 14, 2018
Instrument	2018-00015169

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 6, 2023

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	607 BELL ST, BLOOMINGTON, IL 61701
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009378
Date	Apr 22, 2021
Instrument	2021-00009378

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	607 BELL ST, BLOOMINGTON, IL 61701
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009377
Date	Apr 22, 2021
Instrument	2021-00009377

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,612 (+14.23%) Land $8,426 Building $19,186	$82,836 (+14.23%) Land $25,278 Building $57,558
2024	$2,055.00 (+1.73%)
2023	$2,020.00 (+9.01%)	$24,172 (+10.82%) Land $7,376 Building $16,796	$72,516 (+10.82%) Land $22,128 Building $50,388
2022	$1,853.00	$21,811 Land $6,656 Building $15,155	$65,433 Land $19,968 Building $45,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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