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7029 Splitrock Ln, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 7029 Splitrock Ln, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,830 sqft · built 1986
Lot Size0.29 acres (12,639 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Nov 2017)
Tax Bill$3,488 (2023)
Deeds & MortgagesSep 2024 Line of Credit
Nov 2017 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN055-475-09

Property Details

APN / Parcel Number

Primary APN055-475-09

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,830 sqft Heated Area
Gross Area2,168 sqft
1st Floor Area992 sqft
Upper Floors Area840 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,639 sqft (0.29 acres)
Garage Area576 sqft
Deck Area180 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number055-475-09
Street Address7029 SPLITROCK LN
CityCHARLOTTE
StateNC
Zip28214-2257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL9 BF M20-736
Legal SubdivisionFRST PAWTUCKETT 04-D SEC 02
Legal BlockF
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract6012

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Nov 1, 2017Warranty Deed, Transfer · FHA Mortgage
CERTAINTY HOME LOANS LLC
Jul 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2017 · Amount on Record
Deed SaleNov 1, 2017 · Amount on Record
Prior SaleOct 16, 2017
Deed Document Number0032243542
Deed Book / Page32243 / 542
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySTEWART TITLE, STEWART TTE GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257

Mortgage

Document Number0000088169
DateSep 16, 2024
Book Page39076/59
Instrument2024088169
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 1, 2017
Property Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Document Number0000148581
Book / Page32243 / 542
Map ReferenceMB20 PG736 MAP2
Instrument DateOct 27, 2017
Instrument2017148581
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 SALING DR, 1225, COLUMBUS, OH 43229-5120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257

Mortgage

Document Number0000148582
DateNov 1, 2017
Instrument2017148582
Lender
NameCERTAINTY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJul 12, 2017
Property Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Document Number0000093164
Book / Page031957 / 000820
Instrument DateJun 26, 2017
Instrument93164
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7029 SPLITROCK LN CHARLOTTE NC 282142257, CHARLOTTE, NC 28214-2257

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 16, 2017
Property Address7029 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Document Number0000139685
Book / Page032197 / 000181
Instrument DateJun 26, 2017
Instrument139685
Transaction TypeTransfer
Record UpdatedNov 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7029 SPLITROCK LN CHARLOTTE NC 282142257, CHARLOTTE, NC 28214-2257

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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