7023 Splitrock Ln, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 7023 Splitrock Ln, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,778 sqft · built 1986
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$49,350 (Aug 2012)
Tax Bill	$2,503 (2024)
Deeds & Mortgages	Dec 2019 Loan Modification Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-475-08`

Property Details

APN / Parcel Number

Primary APN	`055-475-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	938 sqft
Upper Floors Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	35 sqft
Deck Area	192 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7023 SPLITROCK LN
City	CHARLOTTE
State	NC
Zip	28214-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L8 BF M20-736
Legal Subdivision	FRST PAWTUCKETT
Legal Block	F
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	6012

Owner

Source: Mecklenburg County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Loan Modification, Mortgage · Line of Credit MORGAN STANLEY ASSET FNDG
Oct 25, 2017	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2012 · Amount on Record
Deed Sale	Aug 15, 2012 · Amount on Record
Prior Sale	May 30, 2000 · Amount on Record
Deed Document Number	2012112649
Deed Book / Page	27576 / 630
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	7023 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Document Number	0000175636
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426

Mortgage

Document Number	0000175636
Date	Dec 23, 2019
Book Page	034151/000395
Instrument	175636

Lender

Name	MORGAN STANLEY ASSET FNDG
Type	Funding / Finance Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 25, 2017
Property Address	7023 SPLITROCK LN, CHARLOTTE, NC 28214-2257
Document Number	0000144153
Book / Page	032219 / 000488
Instrument Date	Oct 24, 2017
Instrument	144153
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1508 BROOKHOLLOW DR SANTA ANA CA 927055433, SANTA ANA, CA 92705-5433
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,300 Land $65,000 Building $245,300	$310,300 Land $65,000 Building $245,300
2024	$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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