San Joaquin County property record for 7029 Provincial St, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 2019 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Apr 2023) |
| Tax Bill | $11,293 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-390-460-000 |
| Primary APN | 253-390-460-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7029 PROVINCIAL ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 46 TRACY HILLS VILLAGE 1A TRACT 3788 |
| Legal Subdivision | TRACY HILLS VILLAGE 1A |
| Legal Tract | 3788 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5502 |
7029 Provincial St is owned and occupied by two individuals who bought it in April 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CREDIT UNION |
| Apr 12, 2023 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Dec 19, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage MAJESTIC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on File |
| Deed Sale | Apr 12, 2023 · Amount on File |
| Prior Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 202328306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 24, 2026 |
| Property Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Document Number | 0000057548 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202657548 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Document Number | 0000057548, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202657548 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 12, 2023 |
| Property Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Document Number | 0000028306 |
| Map Reference | MB 43 PG 17 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023-028306 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Document Number | 0000028307 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-028307 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016403 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-016403 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 19, 2019 |
| Property Address | 7029 PROVINCIAL ST, TRACY, CA 95377-8588 |
| Document Number | 0000149354 |
| Instrument Date | Dec 14, 2019 |
| Instrument | 149354 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7029 PROVINCIAL ST TRACY CA 953778588, TRACY, CA 95377-8588 |
| Document Number | 149355 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 149355 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
The 2026 property tax bill for 7029 Provincial St was $11,293 with a homeowner's exemption, down 5.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,293.00 (-5.29%) | ||
| 2025 | $11,924.00 Homeowner's exemption | $816,714 Land $244,494 Building $572,220 | |
| 2023 | $8,854.00 (+1.93%) Homeowner's exemption | $543,656 Land $157,676 Building $385,980 | $693,900 |
| 2022 | $8,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7029 Provincial St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7029 Provincial St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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