7010 Provincial St, Tracy, CA 95377 Property Records

San Joaquin County property record for 7010 Provincial St, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,173 sqft · built 2020
Lot Size0.113 acres (4,950 sqft)
Owner2 Individual Names on Record
Last Sale$540,155 (Mar 2020)
Tax Bill$9,608 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN253-390-360-000

Property Details

APN / Parcel Number

Primary APN253-390-360-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,173 sqft Living Area

Exterior

Year BuiltBuilt 2020
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,950 sqft (0.113 acres)
Garage TypeMixed
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address7010 PROVINCIAL ST
CityTRACY
StateCA
Zip95377-8588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 36 TRACY HILLS VILLAGE 1A TRACT 3788
Legal Subdivision3788 TRACY HILLS VILLAGE 1A
Legal Tract3788
Legal Lot Number36
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1052
Census Tract5502

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7010 PROVINCIAL ST, TRACY, CA 95377-8588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 25, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
EAGLE HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2020 · Amount on Record
Deed SaleMar 25, 2020 · Amount on Record
Deed Document Number2020-037582
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address7010 PROVINCIAL ST, TRACY, CA 95377-8588
Transaction TypeMortgage
Record UpdatedJan 7, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 PROVINCIAL ST, TRACY, CA 95377-8588

Mortgage

Document Number0000183401
DateNov 2, 2021
Instrument2021-183401
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 25, 2020
Property Address7010 PROVINCIAL ST, TRACY, CA 95377-8588
Document Number0000037582
Instrument DateMar 19, 2020
Instrument37582
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 30, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7010 PROVINCIAL ST TRACY CA 953778588, TRACY, CA 95377-8588

Mortgage

Document Number37583
DateMar 25, 2020
Instrument37583
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 24, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,608.00 (+4.66%)$590,731 (+4.04%) Land $164,045 Building $426,686
2023$9,180.00 (+1.91%)$567,794 Land $157,676 Building $410,118
2022$9,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 67% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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