Madison County property record for 7028 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,291 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,900 (May 2026) |
| Tax Bill | $1,881 (2026) |
| Deeds & Mortgages | Dec 2024 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.010 |
| Primary APN | 19-08-33-0-000-055.010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,291 sqft Living Area |
| 1st Floor Area | 2,291 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 621895 |
|---|---|
| Street Address | 7028 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 WILSON COVE S/D PH 3 R/S LOTS 1-17 OF WILSON COVE S/D PH 1 PB #2018-76493 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE S/D PH 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
7028 Regency Ln is owned and occupied by an individual who bought it in May 2026.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7235 HIGHWAY 431 S, 5305, OWENS CROSS ROADS, AL 35763-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2026 | Deed, Transfer · FHA Mortgage REGIONS BANK |
| Mar 1, 2021 | Survivorship Deed, Transfer · VA Mortgage FIRSTBANK |
| Sep 27, 2019 | Correction Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jul 19, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Dec 1, 2023 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 19771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000215330 |
|---|---|
| Date | Dec 16, 2024 |
| Book Page | 2024/215330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | May 5, 2026 |
| Property Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 2026019771 |
| Book / Page | 2026 / 19771 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,964.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000094835, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 2026/94835 |
| Name | REGIONS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 1, 2021 |
| Property Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 202100016210 |
| Map Reference | DOC 2018-76493 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-00016210 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3236 DAVID PALACIO DR, 3236, EL PASO, TX 79938-1042 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 13518 BEACHCREST TER, CHESTERFIELD, VA 23832-2757 |
| Document Number | 202100016211 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-00016211 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 27, 2019 |
| Property Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000063353 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 63353 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 19, 2019 |
| Property Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000045577 |
| Map Reference | DOC 2018-1436 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 20190719000045577 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 CHURCH ST NW, 415, HUNTSVILLE, AL 35801-5573 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7028 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000045578 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 20190719000045578 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 7028 Regency Ln was $1,881 with a homeowner's exemption, down 9% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,881.00 (-9%) | ||
| 2025 | $2,067.00 Homeowner's exemption | $40,580 Land $7,500 Building $33,080 | $405,700 Land $75,000 Building $330,700 |
| 2023 | $1,968.00 (+4.07%) Homeowner's exemption | $34,760 (+14.42%) Land $4,500 Building $30,260 | $347,600 (+14.42%) Land $45,000 Building $302,600 |
| 2022 | $1,891.00 | $30,380 Land $4,500 Building $25,880 | $303,800 Land $45,000 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7028 Regency Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7028 Regency Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures