Madison County property record for 7026 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,257 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Jan 2021) |
| Tax Bill | $2,770 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.009 |
| Primary APN | 19-08-33-0-000-055.009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,257 sqft Living Area |
| 1st Floor Area | 3,257 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 563777 |
|---|---|
| Street Address | 7026 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 WILSON COVE S/D PH 3 R/S LOTS 1-17 OF WILSON COVE S/D PH 1 PB #2018-76493 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE S/D PH 3 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
7026 Regency Ln is owned and occupied by two individuals who bought it in January 2021.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jan 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Aug 31, 2020 | Deed of Trust, Mortgage · VA Mortgage ADVANCE MTG & INV |
| Dec 20, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ADVANCE MTG & INV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Prior Sale | Dec 20, 2019 · Amount on File |
| Deed Document Number | 20218205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 1, 2023 |
| Property Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000046092 |
| Book / Page | DEED 2023 / 46092 |
| Map Reference | DOC 2018-76493 |
| Instrument Date | Nov 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13518 BEACHCREST TER, CHESTERFIELD, VA 23832-2757 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | MTG2023193118 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | MTG 2023/193118 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000155775 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | MTG 2023/155775 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jan 27, 2021 |
| Property Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 202100008205 |
| Map Reference | DOC 2018-76493 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-00008205 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5145 N ARLINGTON RD, 5145, ELOY, AZ 85131-8132 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 202100008206 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-00008206 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000076668 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7026 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
| Document Number | 0000076668 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 76668 |
| Name | ADVANCE MTG & INV |
|---|---|
| Type | MERS |
| Address | SPANISH FORT, AL 36527 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 20, 2019 |
| Property Address | 7026 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000083355 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 83355 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.61 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7026 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
| Document Number | 83356 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 83356 |
| Name | ADVANCE MTG & INV |
|---|---|
| Type | MERS |
| Address | SPANISH FORT, AL 36527 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
The 2026 property tax bill for 7026 Regency Ln was $2,770 with a homeowner's exemption, down 9% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,770.00 (-8.97%) | ||
| 2025 | $3,043.00 Homeowner's exemption | $53,300 Land $7,500 Building $45,800 | $532,900 Land $75,000 Building $457,900 |
| 2023 | $2,643.00 (+4.18%) Homeowner's exemption | $46,400 (+4.08%) Land $4,500 Building $41,900 | $464,000 (+4.11%) Land $45,000 Building $419,000 |
| 2022 | $2,537.00 Homeowner's exemption | $44,580 Land $4,500 Building $40,080 | $445,700 Land $45,000 Building $400,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7026 Regency Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7026 Regency Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
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