7028 Oldham Cliff, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 7028 Oldham Cliff, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,333 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Jan 2023)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G1443201300600000`

Property Details

APN / Parcel Number

Primary APN	`1G1443201300600000`
Alternative APNs	`000000165920` `000000239533` `000000281573` `165920`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,333 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	1,134 sqft
2nd Floor Area	1,199 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7028 OLDHAM CLF
City	SCHERTZ
State	TX
Zip	78108-3692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD 2 BLOCK 13 LOT 6 .19 AC
Legal Subdivision	HOMESTEAD 2
Legal Tract	6
Legal Block	13
Legal Lot Number	6
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1003
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7028 OLDHAM CLF, SCHERTZ, TX 78108-3692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 4, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	20231608
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0099027792
Record Updated	Sep 20, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 20, 2023
Property Address	TX
Document Number	0099001608
Map Reference	VOL 8 PG 618&619
Instrument Date	Jan 17, 2023
Instrument	202399001608
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7028 OLDHAM CLF, SCHERTZ, TX 78108-3692

Mortgage

Document Number	0099001609
Date	Jan 20, 2023
Instrument	202399001609

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	7028 OLDHAM CLF, SCHERTZ, TX 78108-3692
Document Number	0000030690
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7028 OLDHAM CLF SCHERTZ TX 781083692, SCHERTZ, TX 78108-3692

Mortgage

Document Number	0000030690
Date	Oct 29, 2020
Instrument	30690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 4, 2019
Property Address	7028 OLDHAM CLF, SCHERTZ, TX 78108-3692
Document Number	0000027792
Instrument Date	Dec 2, 2019
Instrument	27792
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2019
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7028 OLDHAM CLF SCHERTZ TX 781083692, SCHERTZ, TX 78108-3692

Mortgage

Document Number	27793
Date	Dec 4, 2019
Instrument	27793

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,888 (+0.78%) Land $67,792 Building $365,096	$432,888 (-2.75%) Land $67,792 Building $365,096
2025	$6,717.00 (+4.4%) Homeowner's exemption	$429,518 (+8.76%) Land $53,455 Building $391,669	$445,124 (+12.71%) Land $53,455 Building $391,669
2024	$6,434.00 (-36.35%)
2023	$10,108.00	$394,921 Land $82,656 Building $312,265	$394,921 Land $82,656 Building $312,265
2022	$10,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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