7024 Oldham Cliff, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 7024 Oldham Cliff, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$404,934 (Aug 2024)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G1443201300500000`

Property Details

APN / Parcel Number

Primary APN	`1G1443201300500000`
Alternative APNs	`000000165919` `000000271140` `000000301934` `165919`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	1,134 sqft
2nd Floor Area	1,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7024 OLDHAM CLF
City	SCHERTZ
State	TX
Zip	78108-3692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD 2 BLOCK 13 LOT 5 .16 AC
Legal Subdivision	HOMESTEAD 2
Legal Tract	5
Legal Block	13
Legal Lot Number	5
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1003
Census Tract	210614

Owner

7024 Oldham Cliff is owned and occupied by an individual who bought it in August 2024.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7024 OLDHAM CLF, SCHERTZ, TX 78108-3692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2024	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 21, 2020	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG
Apr 20, 2018	Deed of Trust, Mortgage · VA Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Jul 21, 2020 · Amount on File
Deed Document Number	202418189
Prior Transfer Date	Apr 6, 2020
Prior Transfer Doc	0099018772
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 OLDHAM CLF, SCHERTZ, TX 78108-3692

Mortgage

Document Number	0099030131
Date	Dec 1, 2025
Instrument	202599030131

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 1, 2024
Property Address	TX
Document Number	0099018189
Map Reference	DOC 201700045
Instrument Date	Jul 31, 2024
Instrument	202499018189
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2073 KERRY ST, MEAD, CO 80542-4062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 OLD HAM CLIFF, SCHERTZ, TX 78108-3692

Mortgage

Document Number	0099018190
Date	Aug 1, 2024
Instrument	202499018190

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 21, 2020
Property Address	7024 OLDHAM CLF, SCHERTZ, TX 78108-3692
Document Number	0000018772
Instrument Date	Jul 6, 2020
Instrument	18772
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 COUNTY ROAD 203 #A202 DURANGO CO 813016714, A202, DURANGO, CO 81301-6714

Mortgage

Document Number	18773
Date	Jul 21, 2020
Instrument	18773

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	7024 OLDHAM CLF, SCHERTZ, TX 78108-3692
Document Number	0000008648
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7024 OLDHAM CLF SCHERTZ TX 78108, SCHERTZ, TX 78108

Mortgage

Document Number	0000008648
Date	Apr 24, 2018
Instrument	8648

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7024 Oldham Cliff was $8,182, up 23.2% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,225 (-2.85%) Land $62,214 Building $352,011	$414,225 (-2.85%) Land $62,214 Building $352,011
2025	$8,182.00 (+23.2%)	$426,365 Land $47,608 Building $378,757	$426,365 Land $47,608 Building $378,757
2024	$6,641.00 (-7.58%)
2023	$7,186.00 (-15.9%)	$457,171 Land $74,547 Building $382,624	$457,171 Land $74,547 Building $382,624
2022	$8,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7024 Oldham Cliff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7024 Oldham Cliff is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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