7028 Lanto St, Commerce (Los Angeles), CA 90040 Property Records

Los Angeles County property record for 7028 Lanto St, Commerce, CA 90040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1981
Lot Size	0.151 acres (6,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,500 (Apr 2009)
Tax Bill	$5,423 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6357-009-021`

Property Details

APN / Parcel Number

Primary APN	`6357-009-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,597 sqft (0.151 acres)
Lot Dimensions	143 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7028 LANTO ST
City	COMMERCE
State	CA
Zip	90040-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CMR3*
Legal Description	TR=RECORD OF SURVEY AS PER BK 55 PG 30 TO 32 OF R SLOT (EX OF ST) COM AT MOST E COR OF LOT 8 TH N 22 0320 W 60.9 FT TH NW ON A CURVE CONCAVE TO SW (R= 230 F T) 20.14 FT TH S 50 5444 W 175.67 FT TH N 67 5640 W TO BEG POR OF LOT 8
Legal Subdivision	EAST LAGUNA
Legal Block	1
Legal Lot Number	8
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH GATE-EAST LOS ANGELES
Census Block Group	1
Census Block	1011
Census Tract	532304

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7028 LANTO ST, COMMERCE, CA 90040-3714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2009 · Amount on Record
Deed Sale	Apr 6, 2009 · Amount on Record
Prior Sale	Apr 6, 2009 · Amount on Record
Deed Document Number	2009487921
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	0001628434
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 15, 2026
Property Address	7028 LANTO ST, COMMERCE, CA 90040-3714
Document Number	0000437204
Instrument Date	Jun 6, 2026
Instrument	2026437204
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7028 LANTO ST, COMMERCE, CA 90040-3714

Mortgage

Document Number	0000437204,
Date	Jun 15, 2026
Instrument	2026437204

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7028 LANTO ST, COMMERCE, CA 90040-3714
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7028 LANTO ST, COMMERCE, CA 90040-3714

Mortgage

Document Number	0001723599
Date	Nov 19, 2021
Instrument	21-1723599

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Commerce City
Unified School District	Montebello Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,441 (+2%) Land $236,158 Building $197,283
2025	$5,423.00 (+2.67%)	$424,943 (+4.04%) Land $231,528 Building $193,415
2023	$5,282.00 (+3.63%)	$408,444 Land $222,539 Building $185,905
2022	$5,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE-CITY, WATER DEPT. serves 3,598 people · EPA ID CA1910050
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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