7027 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7027 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,848 sqft · built 1992
Lot Size	0.193 acres (8,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2010)
Tax Bill	$6,297 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-31.5`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-31.5`
Alternative APNs	`308904000500010310050000` `04000500010310050000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	984 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,446 sqft (0.193 acres)
Lot Dimensions	118 ft deep x 71.4 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010310050000
Street Address	7027 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC 3 - LOT 7027
Legal Subdivision	COUNTY VILLAGE SECTION 3 AMENDED
Legal Block	1
Legal Lot Number	31.005
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1006
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7027 SUZANNE LN, SCHENECTADY, NY 12303-5240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2010 · Amount on Record
Deed Sale	Jun 7, 2010 · Amount on Record
Prior Sale	May 18, 2007 · Amount on Record
Deed Document Number	2010665681
Deed Book / Page	2980 / 405
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 26, 2019
Property Address	7027 SUZANNE LN, SCHENECTADY, NY 12303-5240
Document Number	0000025481
Instrument Date	Nov 18, 2019
Instrument	25481
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 WINDING BROOK DR #1G GUILDERLAND NY 120849742, 1G, GUILDERLAND, NY 12084-9742

Mortgage

Document Number	25482
Date	Nov 26, 2019
Instrument	25482

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,297.00 (+0.21%)
2025	$6,284.00 (+12.11%)	$211,000 (-) Land $42,000 Building $169,000	$281,333 (+13.33%) Land $56,000 Building $225,333
2023		$211,000 (-) Land $42,000 Building $169,000	$248,235 (+7.06%) Land $49,412 Building $198,823
2022		$211,000 Land $42,000 Building $169,000	$231,868 Land $46,154 Building $185,714
2021	$5,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880