Albany County and Guilderland Town property record for 7023 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,840 sqft · built 1992 |
| Lot Size | 0.06 acres (2,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jan 2000) |
| Tax Bill | $6,156 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-31.3 |
| Primary APN | 013089 40.05-1-31.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 684 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,635 sqft (0.06 acres) |
| Lot Dimensions | 116 ft deep x 22.6 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010310030000 |
|---|---|
| Street Address | 7023 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5240 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC 3 - LOT 7023 |
| Legal Block | 1 |
| Legal Lot Number | 31.003 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14617 |
7023 Suzanne Ln, a townhouse, is owned and occupied by two individuals who bought it in January 2000.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7023 SUZANNE LN, SCHENECTADY, NY 12303-5240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage TRUSTCO BANK |
| Mar 5, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2000 · Amount on File |
| Deed Sale | Jan 31, 2000 · Amount on File |
| Deed Book / Page | 2649 / 222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7023 SUZANNE LN, SCHENECTADY, NY 12303-5240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012312 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | R2020-12312 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7023 SUZANNE LN, SCHENECTADY, NY 12303-5240 |
| Document Number | 0000012313 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7023 SUZANNE LN SCHENECTADY NY 123035240, SCHENECTADY, NY 12303-5240 |
| Document Number | 0000012313 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 12313 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 26, 2019 |
| Property Address | 7023 SUZANNE LN, SCHENECTADY, NY 12303-5240 |
| Document Number | 0000025481 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 25481 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 WINDING BROOK DR #1G GUILDERLAND NY 120849742, 1G, GUILDERLAND, NY 12084-9742 |
| Document Number | 25482 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 25482 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
The 2026 property tax bill for 7023 Suzanne Ln was $6,156 with exemptions applied, up 23.3% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,156.00 (+23.34%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,991.00 Homeowner's exemption Senior Citizen's exemption | $206,000 Land $41,000 Building $165,000 | $274,667 Land $54,667 Building $220,000 |
| 2023 | $206,000 (-) Land $41,000 Building $165,000 | $242,353 (+7.06%) Land $48,235 Building $194,118 | |
| 2022 | $206,000 Land $41,000 Building $165,000 | $226,374 Land $45,055 Building $181,319 | |
| 2021 | $4,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7023 Suzanne Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7023 Suzanne Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures