7025 Copper Ln, La Plata, MD 20646 Property Records

Charles County property record for 7025 Copper Ln, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,804 sqft · built 1993
Lot Size	3.91 acres (170,755 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Nov 2019)
Tax Bill	$18,508 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-017064`

Property Details

APN / Parcel Number

Primary APN	`04-017064`
Alternative APNs	`4017064` `017064`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,804 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,531 sqft
Basement Area	1,225 sqft
Finished Basement	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	170,755 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	017064
Street Address	7025 COPPER LN
City	LA PLATA
State	MD
Zip	20646-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 22 PLAT 1 = 3.92 GILBERT ACRES SUB
Legal Subdivision	GILBERT ACRES SUB
Legal Block	2
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2026
Census Tract	851301

Owner

7025 Copper Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7025 COPPER LN, LA PLATA, MD 20646-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Dec 14, 1989 · Amount on File
Deed Book / Page	10860 / 314
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 5, 2019
Property Address	7025 COPPER LN, LA PLATA, MD 20646-4533
Document Number	0108600314
Book / Page	10860 / 314
Map Reference	MB 39 FO 100
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TRUSTED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 WINNERS CIR, LA PLATA, MD 20646-4370

Mortgage

Document Number	10860320
Date	Nov 5, 2019
Instrument	10860/320

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 7025 Copper Ln was $18,508 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,100 Land $154,600 Building $557,500	$712,100 Land $154,600 Building $557,500
2025	$18,508.00
2023	$7,694.00	$557,000 Land $144,600 Building $412,400	$557,000 Land $144,600 Building $412,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7025 Copper Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7025 Copper Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Copper Ln

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