7015 Copper Ln, La Plata, MD 20646 Property Records

Charles County property record for 7015 Copper Ln, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,112 sqft · built 1995
Lot Size3.21 acres (139,828 sqft)
Owner2 Individual Names on Record
Last Sale$193,500 (Feb 2000)
Tax Bill$12,271 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-017056

Property Details

APN / Parcel Number

Primary APN04-017056
Alternative APNs
  • 4017056
  • 017056

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area2,512 sqft
1st Floor Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area139,828 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number017056
Street Address7015 COPPER LN
CityLA PLATA
StateMD
Zip20646-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLOT 21 PLAT 1 = 3.21 GILBERT ACRES SUB
Legal SubdivisionGILBERT ACRES SUB
Legal Block2
Legal Lot Number21
JurisdictionCHARLES MD
Township / Civil Division4, ALLENS FRESH
Census Block Group2
Census Block2026
Census Tract851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7015 COPPER LN, LA PLATA, MD 20646-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2000 · Amount on Record
Deed SaleFeb 1, 2000 · Amount on Record
Prior SaleNov 26, 1997 · Amount on Record
Deed Document Number20001100
Deed Book / Page2935 / 424
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address7015 COPPER LN, LA PLATA, MD 20646-4533
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111230219
DateMay 13, 2020
Book Page11123/219
Lender
NameNRL FCU
TypeCredit Union
AddressALEXANDRIA, VA 22312
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,300 (+22.66%) Land $151,000 Building $278,300$429,300 (+22.66%) Land $151,000 Building $278,300
2025$12,271.00 (+145.67%)
2023$4,995.00$350,000 Land $141,000 Building $209,000$350,000 Land $141,000 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2011–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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