7024 Calvert Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7024 Calvert Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,924 sqft · built 1997
Lot Size	0.391 acres (17,053 sqft)
Owner	2 Trust Names on File
Last Sale	$300,970 (Oct 1997)
Tax Bill	$9,659 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-272705`

Property Details

APN / Parcel Number

Primary APN	`01-272705`
Alternative APNs	`1272705` `272705`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,924 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,053 sqft (0.391 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	272705
Street Address	7024 CALVERT DR
City	ELKRIDGE
State	MD
Zip	21075-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 25 17,053 SQ 7024 CALVERT DR CALVERT RIDGE
Legal Subdivision	CALVERT RIDGE
Legal Lot Number	25
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	3
Census Block	3000
Census Tract	601103

Owner

7024 Calvert Dr is owner-occupied and held in a trust since October 1997.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7024 CALVERT DR, ELKRIDGE, MD 21075-1044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1997 · Amount on File
Deed Sale	Oct 29, 1997 · Amount on File
Prior Sale	Aug 5, 1997 · Amount on File
Deed Document Number	19977026
Deed Book / Page	4097 / 545
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7024 CALVERT DR, ELKRIDGE, MD 21075-1044
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213640245
Date	Feb 28, 2022
Book Page	21364/245

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 7024 Calvert Dr was $9,659 with a homeowner's exemption, down 1.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,659.00 (-1.69%) Homeowner's exemption	$699,600 (+6.01%) Land $218,000 Building $481,600	$699,600 (-) Land $218,000 Building $481,600
2025	$9,825.00 Homeowner's exemption	$659,933	$699,600 Land $218,000 Building $481,600
2023		$580,600 Land $218,000 Building $362,600	$580,600 Land $218,000 Building $362,600
2022	$6,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7024 Calvert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7024 Calvert Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20