7005 Calvert Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7005 Calvert Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,940 sqft · built 1997
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jun 2005)
Tax Bill	$11,089 (2026)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-274872`

Property Details

APN / Parcel Number

Primary APN	`01-274872`
Alternative APNs	`1274872` `274872`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,940 sqft Total Area
Basement Area	738 sqft
Finished Basement	738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,500 sqft (0.356 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	274872
Street Address	7005 CALVERT DR
City	ELKRIDGE
State	MD
Zip	21075-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 77 15,500 SQ' 7005 CALVERT DR MARSH WDS S2 A3 RSB LT 1
Legal Subdivision	MARSHALEE WOODS SEC 02 A3 RESU
Legal Lot Number	1,77
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	3
Census Block	3001
Census Tract	601103

Owner

7005 Calvert Dr is owned and occupied by two individuals who bought it in June 2005.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7005 CALVERT DR, ELKRIDGE, MD 21075-1045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2005 · Amount on File
Deed Sale	Jun 30, 2005 · Amount on File
Prior Sale	Dec 1, 1998 · Amount on File
Deed Document Number	200559054
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7005 CALVERT DR, ELKRIDGE, MD 21075-1045
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218750416
Date	Feb 6, 2023
Book Page	21875/416

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Prime Rate
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 7005 Calvert Dr was $11,089 with a homeowner's exemption, up 0.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,089.00 (+0.83%) Homeowner's exemption	$781,500 (+6.32%) Land $217,200 Building $564,300	$781,500 (-) Land $217,200 Building $564,300
2025	$10,998.00 Homeowner's exemption	$735,033	$781,500 Land $217,200 Building $564,300
2023		$642,100 Land $217,200 Building $424,900	$642,100 Land $217,200 Building $424,900
2022	$7,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7005 Calvert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7005 Calvert Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20