7020 W Cottage Ln, Crystal River, FL 34429 Property Records

Citrus County property record for 7020 W Cottage Ln, Crystal River, FL 34429

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 1974
Lot Size1.5 acres (65,686 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Aug 2015)
Tax Bill$3,524 (2025)
Flood ZoneZone X (moderate risk)
APN17E-18S-26-12120

Property Details

APN / Parcel Number

Primary APN17E-18S-26-12120
Alternative APNs
  • 17E-18S-26-0000-12120
  • 2618S17E12120
  • 1086957

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,748 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,748 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area65,686 sqft (1.5 acres)
Lot Dimensions305 ft deep x 212 ft wide
Garage TypeAttached
Garage Area696 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area516 sqft
Patio Area300 sqft
Utility Building160 sqft
Pole Barn84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1086957
Street Address7020 W COTTAGE LN
CityCRYSTAL RIVER
StateFL
Zip34429-5544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionS1/2 OF NE1/4 OF SE1/4 OF NE1/4 LESS N & W 25 FT FOR RD DESC IN OR BK 178 PG 195 & EASM IN OR BK 1054 PG 1623 19 89 LESS OUTS: OR BK 782 PG 592(3) OR BK 782 PG 593(2) OR BK 782 PG 594(4) & OR BK 1719 PG 163
Legal Range17E
Legal Township18S
Legal Section26
Legal SubdivisionUNREC TRACTS IN 26-18S-17E
Legal Block12120
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group2
Census Block2021
Census Tract450602

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1312, CRYSTAL RIVER, FL 34423-1312
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2015 · Amount on Record
Deed SaleAug 3, 2015 · Amount on Record
Prior SaleMay 12, 2004 · Amount on Record
Deed Book / Page2709 / 2410
Last Transfer DateJul 12, 2016
Transfer Doc0027760939
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,524.00 (+8.23%)$250,430 (+2.69%) Land $31,670 Building $218,760$250,430 (+2.69%) Land $31,670 Building $218,760
2024$3,256.00 (+5.65%)$243,869 (+3.35%) Land $31,400 Building $212,469$243,869 (+3.35%) Land $31,400 Building $212,469
2023$3,082.00 (+17.72%)$235,965 (+22.13%) Land $31,400 Building $204,565$235,965 (+22.13%) Land $31,400 Building $204,565
2022$2,618.00$193,202 Land $12,060 Building $181,142$193,202 Land $12,060 Building $181,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims13 (1988–2025)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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