7020 Roca Way, Sacramento, CA 95842 Property Records

Sacramento County property record for 7020 Roca Way, Sacramento, CA 95842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (May 2022)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-0210-080-0000`

Property Details

APN / Parcel Number

Primary APN	`222-0210-080-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7020 ROCA WAY
City	SACRAMENTO
State	CA
Zip	95842-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT FOOTHILLS 05, LOT 410
Legal Subdivision	LARCHMONT FOOTHILLS 05
Legal Lot Number	410
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8130

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
Jan 15, 2020	Quit Claim Deed, Transfer · Line of Credit SUN WEST MTG
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Book / Page	20220510 / 810
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	2022000810
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212

Mortgage

Document Number	0000000225
Date	Jul 10, 2024
Instrument	202407100225

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2022
Property Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Document Number	0000000810
Map Reference	MB 98 MAP 12
Instrument Date	Apr 12, 2022
Instrument	2022051000810
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212

Mortgage

Document Number	0000000811
Date	May 10, 2022
Instrument	2022051000811

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Document Number	2009162092
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7020 ROCA WAY SACRAMENTO CA 958422212, SACRAMENTO, CA 95842-2212

Mortgage

Document Number	2009162092
Date	Sep 16, 2020
Instrument	2009162092

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 15, 2020
Property Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Document Number	2001150338
Instrument Date	Jan 10, 2020
Instrument	2001150338
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7020 ROCA WAY SACRAMENTO CA 958422212, SACRAMENTO, CA 95842-2212

Mortgage

Document Number	2001150339
Date	Jan 15, 2020
Instrument	2001150339

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7020 ROCA WAY, SACRAMENTO, CA 95842-2212
Document Number	1909231307
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7020 ROCA WAY SACRAMENTO CA 958422212, SACRAMENTO, CA 95842-2212

Mortgage

Document Number	1909231307
Date	Sep 23, 2019
Instrument	1909231307

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,594 (+2%) Land $87,041 Building $307,553
2025	$4,586.00 (+5.06%)	$386,858 (+4.04%) Land $85,335 Building $301,523
2024	$4,365.00 (-0.71%)
2023	$4,396.00 (+6.26%)	$371,837 Land $82,022 Building $289,815
2022	$4,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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