7020 E la Cumbre Dr, Orange, CA 92869 Property Records

Orange County property record for 7020 E la Cumbre Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,870 sqft · built 1986
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Jun 2019)
Tax Bill	$11,852 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`393-315-49`

Property Details

APN / Parcel Number

Primary APN	`393-315-49`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,870 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	7,500 sqft (0.172 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	7020 E LA CUMBRE DR
City	ORANGE
State	CA
Zip	92869-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9926 BLK LOT 21 TR 9926 LOT 21 POR OF LOT AND POR OF LOT D
Legal Tract	9926
Legal Lot Number	21,D
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4006
Census Tract	75604

Owner

7020 E la Cumbre Dr is owned and occupied by an individual who bought it in June 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7020 E LA CUMBRE DR, ORANGE, CA 92869-4432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 21, 2019	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2019220393
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7020 E LA CUMBRE DR, ORANGE, CA 92869-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180372
Date	Apr 22, 2020
Instrument	2020000180372

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 21, 2019
Property Address	7020 E LA CUMBRE DR, ORANGE, CA 92869-4432
Document Number	0000220392
Instrument Date	Jun 21, 2019
Instrument	220392
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5130 E LA PALMA AVE #210 ANAHEIM CA 928072078, 210, ANAHEIM, CA 92807-2078

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 21, 2019
Property Address	7020 E LA CUMBRE DR, ORANGE, CA 92869-4432
Document Number	0000220393
Map Reference	DOC 88-430379
Instrument Date	Jun 21, 2019
Instrument	2019000220393
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 E LA CUMBRE DR, ORANGE, CA 92869-4432

Mortgage

Document Number	0000220394
Date	Jun 21, 2019
Instrument	2019000220394

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7020 E la Cumbre Dr was $11,852 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,381 (+2%) Land $790,354 Building $319,027
2025	$11,852.00 Homeowner's exemption	$1,087,629 Land $774,857 Building $312,772
2023	$11,338.00 (+1.96%) Homeowner's exemption	$1,045,396 Land $744,768 Building $300,628
2022	$11,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7020 E la Cumbre Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7020 E la Cumbre Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Cosmo Network Solutions, Cox Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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