7020 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 7020 Bumpy Oak Rd, La Plata, MD 20646 · Last verified July 2026

Property Highlights

Property TypeAgriculture / Farming > General Agricultural/Rural
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1995
Square Footage2,296 sqft Gross Area
Lot Size545,371 sqft (12.5 acres)
OccupancyOwner Occupied
Last Sale$668,000 (2006)
Tax Bill$11,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-009062
Alternative APNs
  • 7009062
  • 009062

Interior

Full Baths2 Baths
Building Area2,296 sqft Gross Area
1st Floor2,116 sqft 1st Floor
Basement Area2,040 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area545,371 sqft (12.5 acres)

Exterior Amenities

Shed1 Shed
Shed Area576 sqft Shed
Deck Area344 sqft Deck
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number009062
Street Address7020 BUMPY OAK RD
CityLA PLATA
StateMD
Zip20646-5625
Property UsageAgriculture or Farming Property Usage
TypeAgriculture / Farming > General Agricultural/Rural
Legal Description12.5264 AC BUMPY OAK ROAD
Legal SubdivisionTOWN OF LA PLATA
Legal Block3
Legal Lot Number4
JurisdictionCHARLES MD
Minor Civil Division7, POMONKEY
Census Blockgroup3
Census Block3014
Census Tract850712

Owner

Source: Charles County records · APN 07-009062

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7020 BUMPY OAK RD, LA PLATA, MD 20646-5625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2006 · Amount on Record
Deed SaleMar 14, 2006 · Amount on Record
Prior SaleMay 06, 1983 · Amount on Record
Deed Doc Number200611206
Deed Book / Page5734 / 414
Record RefreshedSep 20, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address7020 BUMPY OAK RD, LA PLATA, MD 20646-5625
Document Number0096970361
Instrument DateDec 01, 2016
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7020 BUMPY OAK RD LA PLATA MD 206465625, LA PLATA, MD 20646-5625

Mortgage

Document Number0096970361
DateJan 18, 2017
Book Page009697/000361
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term216 Months
DueJan 17, 2035

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,804.00 (+145.56%) Homeowner's exemption$415,000 (+17.81%) Land $85,700 Building $329,300$415,000 (-) Land $85,700 Building $329,300
2023$4,807.00 Homeowner's exemption$352,267$415,000 Land $85,700 Building $329,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bumpy Oak Rd

Nearby Streets

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