6825 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 6825 Bumpy Oak Rd, La Plata, MD 20646 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1969
Square Footage	2,433 sqft Living Area
Lot Size	223,463 sqft (5.13 acres)
Garage	Detached, 520 sqft
Occupancy	Owner Occupied
Last Sale	$368,000 (2022)
Tax Bill	$10,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-032781`
Alternative APNs	`7032781` `032781`

Interior

Full Baths	2 Baths
Building Area	2,433 sqft Living Area
1st Floor	1,719 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	223,463 sqft (5.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	520 sqft Garage
Deck Area	216 sqft Deck
Porch	Open Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	032781
Street Address	6825 BUMPY OAK RD
City	LA PLATA
State	MD
Zip	20646-5663
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P/O L 1 FITCHS SUB
Legal Subdivision	FITCHS SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Minor Civil Division	7, POMONKEY
Census Blockgroup	1
Census Block	1008
Census Tract	850102

Owner

Source: Charles County records · APN 07-032781

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6825 BUMPY OAK RD, LA PLATA, MD 20646-5663
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Apr 23, 2003
Deed Book / Page	12509 / 420
Transfer Doc	0040350086
Record Refreshed	Jun 08, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 18, 2022
Property Address	6825 BUMPY OAK RD, LA PLATA, MD 20646-5663
Document Number	0125090420
Book / Page	12509 / 420
Map Reference	MB 6 FO 70
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	6825 BUMPY OAK RD, LA PLATA, MD 20646-5663

Mortgage

Document Number	0012509432
Date	Apr 18, 2022
Instrument	12509/432

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,776.00 (+144.74%)	$346,100 (+13.34%) Land $99,500 Building $246,600	$346,100 (-) Land $99,500 Building $246,600
2023	$4,403.00	$305,367	$346,100 Land $99,500 Building $246,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.