702 Wheatfield Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 702 Wheatfield Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,659 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,500 (Feb 2021)
Tax Bill	$10,455 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2020 Line of Credit + 1 more
APN	`04-29-0-218-012`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-218-012`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,659 sqft Living Area
Basement Area	1,607 sqft
Finished Basement	1,607 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	14,375 sqft (0.33 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	702 WHEATFIELD RD
City	O FALLON
State	IL
Zip	62269-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS 11THADD LOT/SEC-252 A02688694
Legal Subdivision	CEDAR MEADOWS 11THADD
Legal Block	218
Legal Lot Number	252
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1021
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 WHEATFIELD RD, O FALLON, IL 62269-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2020	Deed of Trust, Construction Loan · Line of Credit FCB BANKS
Feb 24, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20212688694
Prior Transfer Date	Aug 21, 2012
Prior Transfer Doc	00A2327825
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 23, 2021
Property Address	702 WHEATFIELD RD, O FALLON, IL 62269-6105
Document Number	0A02688694
Map Reference	MB 103 PG 12
Instrument Date	Feb 22, 2021
Instrument	A02688694
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 WHEATFIELD RD, O FALLON, IL 62269-6105
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02688695
Date	Feb 23, 2021
Instrument	A02688695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.84%

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 15, 2020
Property Address	702 WHEATFIELD RD, O FALLON, IL 62269-6105
Document Number	00A2658149
Instrument Date	May 26, 2020
Instrument	2658149
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	CARLYLE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7480 DALE ST BARTELSO IL 622183034, BARTELSO, IL 62218-3034

Mortgage

Document Number	00A2658149
Date	Jul 15, 2020
Instrument	2658149

Lender

Name	FCB BANKS
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 24, 2020
Property Address	702 WHEATFIELD RD, O FALLON, IL 62269-6105
Document Number	00A2643253
Instrument Date	Feb 21, 2020
Instrument	2643253
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7480 DALE ST BARTELSO IL 622183034, BARTELSO, IL 62218-3034

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,455.00 (+10.16%) Homeowner's exemption	$151,050 (+10.9%) Land $26,848 Building $124,202	$453,150 (+10.9%) Land $80,544 Building $372,606
2024	$9,491.00	$136,208 (+22.55%) Land $24,492 Building $111,716	$408,624 (+22.55%) Land $73,476 Building $335,148
2022		$111,143 Land $19,985 Building $91,158	$333,429 Land $59,955 Building $273,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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