615 Wheatfield Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 615 Wheatfield Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,674 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2024)
Tax Bill	$8,562 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Sale & Mortgage + 3 more
APN	`04-29-0-220-008`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-220-008`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Basement Area	1,674 sqft
Unfinished Basement	1,674 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,068 sqft (0.3 acres)
Garage Area	764 sqft
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	615 WHEATFIELD RD
City	O FALLON
State	IL
Zip	62269-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS 11THADD LOT/SEC-245 A02815870
Legal Subdivision	CEDAR MEADOWS 11THADD
Legal Block	220
Legal Lot Number	245
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1019
Census Tract	504351

Owner

Source: St. Clair County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB
Sep 2, 2021	Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CARROLLTON BK
Jan 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CARROLLTON BK
Oct 2, 2017	Grant Deed, Construction Loan · Line of Credit PROVIDENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	20242815870
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135

Mortgage

Document Number	0A02864617
Date	Oct 28, 2025
Instrument	A02864617

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 2, 2021
Property Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Document Number	0A02715024
Map Reference	MB 103 PG 12
Instrument Date	Sep 1, 2021
Instrument	A02715024
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135

Mortgage

Document Number	0A02715025
Date	Sep 2, 2021
Instrument	A02715025

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Document Number	00A2675112
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 WHEATFIELD RD O FALLON IL 622696135, O FALLON, IL 62269-6135

Mortgage

Document Number	00A2675112
Date	Nov 10, 2020
Instrument	2675112

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 30, 2018
Property Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Document Number	00A2566133
Instrument Date	Jan 26, 2018
Instrument	2566133
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5724 GRANDVIEW TER WATERLOO IL 622983402, WATERLOO, IL 62298-3402

Mortgage

Document Number	A2566134
Date	Jan 30, 2018
Instrument	2566134

Lender

Name	CARROLLTON BK
Type	Bank
Address	ST LOUIS, MO 63146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 2, 2017
Property Address	615 WHEATFIELD RD, O FALLON, IL 62269-6135
Document Number	00A2553647
Instrument Date	Sep 28, 2017
Instrument	2553647
Transaction Type	Construction Loan
Record Updated	Dec 4, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 OLD COLLINSVILLE RD CASEYVILLE IL 622322415, CASEYVILLE, IL 62232-2415

Mortgage

Document Number	A2553648
Date	Oct 2, 2017
Instrument	2553648

Lender

Name	PROVIDENCE BK
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,562.00	$124,792 (+34.34%) Land $21,765 Building $103,027	$374,376 (+34.34%) Land $65,295 Building $309,081
2022		$92,892 Land $16,201 Building $76,691	$278,676 Land $48,603 Building $230,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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