702 Saint James St, Terrell, TX 75160 Property Records

Kaufman County property record for 702 Saint James St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1980
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,395 (Jan 2023)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19325`

Property Details

APN / Parcel Number

Primary APN	`R19325`
Alternative APNs	`00.0260.0003.0053.00.06.06` `19325`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,420 sqft Gross Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Plywood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Depth	125 ft Depth
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	75 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	702 SAINT JAMES ST
City	TERRELL
State	TX
Zip	75160-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEZY HILL BLOCK C LOT 53
Legal Subdivision	BREEZY HILL
Legal Block	C
Legal Lot Number	53
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3150
Census Tract	50500

Owner

Source: Kaufman County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 SAINT JAMES ST, TERRELL, TX 75160-4644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Jul 25, 2005
Deed Document Number	2023876
Deed Book / Page	7947 / 26
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Jan 10, 2023
Property Address	702 SAINT JAMES ST, TERRELL, TX 75160-4644
Document Number	0079470026
Book / Page	7947 / 26
Map Reference	CAB 2 PG 557
Instrument Date	Nov 12, 2022
Instrument	2023-0000876
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 SAINT JAMES ST, TERRELL, TX 75160-4644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SAINT JAMES ST, TERRELL, TX 75160-4644

Mortgage

Document Number	20230000877
Date	Jan 10, 2023
Instrument	2023-0000877

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00 Homeowner's exemption Senior Citizen's exemption	$163,035 (-11.27%)	$184,919 (+0.64%) Land $47,775 Building $137,144
2024	$1,215.00
2023	$1,215.00 (-39.58%) Homeowner's exemption Senior Citizen's exemption	$183,741 Land $56,250 Building $127,491	$183,741 Land $56,250 Building $127,491
2022	$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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