611 Saint James St, Terrell, TX 75160 Property Records

Kaufman County property record for 611 Saint James St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$129,400 (Sep 2018)
Tax Bill	$3,419 (2024)
Deeds & Mortgages	Nov 2021 Second Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19315`

Property Details

APN / Parcel Number

Primary APN	`R19315`
Alternative APNs	`00.0260.0002.0043.00.06.06` `19315`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Depth	125 ft Depth
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	22 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	611 SAINT JAMES ST
City	TERRELL
State	TX
Zip	75160-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEZY HILL, BLOCK B, LOT 43
Legal Subdivision	BREEZY HILL
Legal Block	B
Legal Lot Number	43
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3144
Census Tract	50500

Owner

611 Saint James St is owned and occupied by an individual who bought it in September 2018.

Source: Kaufman County records, as of August 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	611 SAINT JAMES ST, TERRELL, TX 75160-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Sep 17, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Apr 12, 2013
Deed Document Number	201823469
Deed Book / Page	5806 / 275
Prior Transfer Date	Dec 29, 2005
Prior Transfer Doc	0028190568
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	611 SAINT JAMES ST, TERRELL, TX 75160-4641
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0073090409
Date	Nov 4, 2021
Book Page	7309/409
Instrument	2021-0045802

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Sep 17, 2018
Property Address	611 SAINT JAMES ST, TERRELL, TX 75160-4641
Document Number	0058060275
Book / Page	005806 / 000275
Instrument Date	Sep 13, 2018
Instrument	23469
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	RANGER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	611 SAINT JAMES ST TERRELL TX 751604641, TERRELL, TX 75160-4641

Mortgage

Document Number	58060278
Date	Sep 17, 2018
Book Page	005806/000278
Instrument	23470

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,046	$232,431 Land $47,775 Building $184,656
2024	$3,419.00 (+14.12%)
2023	$2,996.00 (-16.43%) Homeowner's exemption	$234,560 Land $56,250 Building $178,310	$234,560 Land $56,250 Building $178,310
2022	$3,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 Saint James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 Saint James St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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