702 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 702 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,138 sqft · built 1935
Lot Size	0.296 acres (12,880 sqft)
Owner	Individual Name on Record
Last Sale	$129,500 (Feb 2021)
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02.12.01.1125`

Property Details

APN / Parcel Number

Primary APN	`02.12.01.1125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,880 sqft (0.296 acres)
Lot Dimensions	140 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	702 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTLOT 21 LESS E 10' SE1/4 BERES CITY
Legal Block	B
Legal Lot Number	21
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2090
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Feb 3, 2026	Warranty Deed, Transfer · USDA Mortgage PLAINS COMMERCE BANK
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 21, 2012	Warranty Deed, Transfer · Conventional Mortgage BANK 360

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/573
Date	Sep 12, 2025
Book Page	186/573
Instrument	252113

Lender

Name	BLACK HILLS FCU
Type	Credit Union
Address	PO BOX 1420, RAPID CITY, SD 57709

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/188
Date	Feb 22, 2021
Book Page	178/188
Instrument	210892

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 3, 2026
Property Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Document Number	0000116/74
Book / Page	116 / 74
Instrument Date	Jan 23, 2026
Instrument	260318
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3922 COUNTY HIGHWAY 12, EAST MEREDITH, NY 13757-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S 3RD ST, BERESFORD, SD 57004-2406

Mortgage

Document Number	0000018881
Date	Feb 3, 2026
Instrument	188/81

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 22, 2021
Property Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Document Number	000111/108
Book / Page	111 / 108
Instrument Date	Feb 3, 2021
Instrument	210890
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S 3RD ST, BERESFORD, SD 57004-2406

Mortgage

Document Number	000178/187
Date	Feb 22, 2021
Book Page	178/187
Instrument	210891

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 21, 2012
Property Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Document Number	00102/0250
Book / Page	102 / 0250
Instrument Date	May 18, 2012
Instrument	122466
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 S 3RD ST, BERESFORD, SD 57004-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S 3RD ST, BERESFORD, SD 57004-2406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122467
Date	May 21, 2012
Instrument	122467

Lender

Name	BANK 360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,291.00 (+0.04%)	$167,209 (-) Land $22,226 Building $144,983
2025	$2,290.00 (-1.17%)	$167,209 (+9.31%) Land $22,226 Building $144,983
2024	$2,317.00 (+3.44%)
2023	$2,240.00 (+17.89%)	$152,971 Land $21,168 Building $131,803
2022	$1,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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