606 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 606 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,116 sqft · built 1952
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Mar 2025)
Tax Bill	$3,559 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.03.09.1025`

Property Details

APN / Parcel Number

Primary APN	`02.03.09.1025`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	962 sqft
Finished Basement	962 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	606 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 9 RICARD'S ADD BERES CITY
Legal Subdivision	RICARD'S ADD
Legal Block	9
Legal Lot Number	9
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2091
Census Tract	20100

Owner

606 S 3rd St is owned and occupied by an individual who bought it in March 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	606 S 3RD ST, BERESFORD, SD 57004-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Jul 7, 2022 · Amount on File
Deed Document Number	2025
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	606 S 3RD ST, BERESFORD, SD 57004-2404
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/480
Date	Sep 5, 2023
Book Page	182/480
Instrument	232016

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 18, 2020
Property Address	606 S 3RD ST, BERESFORD, SD 57004-2404
Document Number	110/465
Book / Page	110 / 465
Instrument Date	Aug 13, 2020
Instrument	203823
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 S 3RD ST, 502, BERESFORD, SD 57004-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	606 S 3RD ST, BERESFORD, SD 57004-2404

Mortgage

Document Number	000176/890
Date	Aug 18, 2020
Book Page	176/890
Instrument	203824

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 606 S 3rd St was $3,559.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,559.00	$259,812 (-) Land $18,144 Building $241,668
2025	$3,559.00 (+11.92%)	$259,812 Land $18,144 Building $241,668
2024	$3,180.00 (+1.86%)
2023	$3,122.00 (+42.17%)	$212,611 Land $18,144 Building $194,467
2022	$2,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 606 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures