Bonner County property record for 702 Ruth Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1919 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Jul 2016) |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0500005013AA |
| Primary APN | RPS0500005013AA |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Finished Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 7,362 sqft (0.169 acres) |
| Garage Type | Built-in |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 702 RUTH AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEST END ADDN BLK 5 LOTS 13,14 & S 2FT OF 15 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEST END ADDN |
| Legal Block | 5 |
| Legal Lot Number | 13-14 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
Source: Bonner County records · APN RPS0500005013AA
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1455 JANISH DR, SANDPOINT, ID 83864-6244 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on Record |
| Deed Sale | Jul 28, 2016 · Amount on Record |
| Prior Sale | May 28, 2009 · Amount on Record |
| Deed Document Number | 2016892433 |
| Prior Transfer Date | Jul 07, 2015 |
| Prior Transfer Doc | 876446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 702 RUTH AVE, SANDPOINT, ID 83864-1956 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 702 RUTH AVE, SANDPOINT, ID 83864-1956 |
| Document Number | 992102 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 992102 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SANDPOINT, ID 83864 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 702 RUTH AVE, SANDPOINT, ID 83864-1956 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 979463 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 979463 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,060 (-3.05%) | $381,060 (-3.05%) | |
| 2025 | $2,641.00 (+65.89%) | $393,060 (-1.6%) Land $236,970 Building $156,090 | $393,060 (-1.6%) Land $236,970 Building $156,090 |
| 2023 | $1,592.00 Homeowner's exemption | $399,458 Land $218,955 Building $180,503 | $399,458 Land $218,955 Building $180,503 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 97.6% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| Newmax Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Kaniksu, T-Mobile USA.
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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