Bonner County property record for 701 Ruth Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,748 sqft · built 1956 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,987 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0500010011AA |
| Primary APN | RPS0500010011AA |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Finished Area |
| 1st Floor Area | 1,785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 701 RUTH AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEST END ADDN BLK 10 LOTS 11 & 12 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEST END ADDN |
| Legal Block | 10 |
| Legal Lot Number | 11-12 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950300 |
701 Ruth Ave is owned and occupied by an individual who acquired it in April 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 RUTH AVE, SANDPOINT, ID 83864-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer TITLEONE |
| Mar 22, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 |
| Deed Sale | Apr 1, 2026 |
| Prior Sale | Mar 22, 2022 · Amount on File |
| Deed Document Number | 20261059965 |
| Prior Transfer Date | Mar 10, 2022 |
| Prior Transfer Doc | 0001002434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 1, 2026 |
| Property Address | 701 RUTH AVE, SANDPOINT, ID 83864-1955 |
| Document Number | 0001059965 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20261059965 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 701 RUTH AVE, SANDPOINT, ID 83864-1955 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Mar 22, 2022 |
| Property Address | 701 RUTH AVE, SANDPOINT, ID 83864-1955 |
| Document Number | 0001002434 |
| Map Reference | MB 1 PG 49 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 1002434 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 RUTH AVE, SANDPOINT, ID 83864-1955 |
| Document Number | 0001002435 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 1002435 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.75% |
| Index | Other |
| Max Rate | 6.75% |
The 2026 property tax bill for 701 Ruth Ave was $1,987 with a homeowner's exemption, up 10.8% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,987.00 (+10.76%) Homeowner's exemption | $407,036 (-1.44%) Land $230,796 Building $176,240 | $407,036 (-1.44%) Land $230,796 Building $176,240 |
| 2025 | $1,794.00 Homeowner's exemption | $412,986 Land $230,796 Building $182,190 | $412,986 Land $230,796 Building $182,190 |
| 2023 | $1,665.00 Homeowner's exemption | $414,819 Land $213,346 Building $201,473 | $414,819 Land $213,346 Building $201,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Ruth Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 701 Ruth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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