702 Riverside Ests, Lanett, AL 36863 Property Records

Chambers County property record for 702 Riverside Ests, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,501 sqft · built 2019
Lot Size	0.676 acres (29,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (Aug 2025)
Tax Bill	$1,467 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-05-22-0-001-006.017`

Property Details

APN / Parcel Number

Primary APN	`12-10-05-22-0-001-006.017`
Alternative APNs	`1005220001006017` `460850`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Upper Floors Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,436 sqft (0.676 acres)
Lot Dimensions	223 ft deep x 132 ft wide
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	460850
Street Address	702 RIVERSIDE ESTS
City	LANETT
State	AL
Zip	36863-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24RIVERSIDE ESTATES PHASE ONEF.C. F SL. 46IN SE1/4 OF SE1/4.S22 & 23 T22N R28E
Legal Range	28
Legal Township	22
Legal Section	22
Legal Subdivision	RIVERSIDE ESTATES
Legal Phase	1
Legal Lot Number	24
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2000
Census Tract	953900

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 1, 2025	Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jan 14, 2021	Deed, Transfer · FHA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	20253243
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/6009
Date	Dec 31, 2024
Book Page	2024/6009

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 1, 2025
Property Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724
Document Number	02025/3243
Book / Page	2025 / 3243
Map Reference	CAB F SL 48&49
Instrument Date	Jul 18, 2025
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724

Mortgage

Document Number	0020253244
Date	Aug 1, 2025
Instrument	2025/3244

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 14, 2021
Property Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724
Document Number	002021/119
Book / Page	2021 / 119
Map Reference	CAB F SL 48&49
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7972 MONA RD, MURFREESBORO, TN 37129-7432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 RIVERSIDE ESTS, LANETT, AL 36863-3724

Mortgage

Document Number	0002021120
Date	Jan 14, 2021
Instrument	2021/120

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,467.00 (+6.15%) Homeowner's exemption
2025	$1,382.00 (+7.3%)	$70,272 (+119.74%) Land $12,280 Building $57,992	$351,360 (+9.83%) Land $61,400 Building $289,960
2024	$1,288.00 Additional exemption filed	$31,980 (-) Land $5,860 Building $26,120	$319,900 (-) Land $58,680 Building $261,220
2023	$1,288.00 Additional exemption filed	$31,980 (-) Land $5,860 Building $26,120	$319,900 (-) Land $58,680 Building $261,220
2022	$1,288.00 Additional exemption filed	$31,980 Land $5,860 Building $26,120	$319,900 Land $58,680 Building $261,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2003–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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