654 Riverside Ests, Lanett, AL 36863 Property Records

Chambers County property record for 654 Riverside Ests, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,726 sqft · built 2019
Lot Size	1.04 acres (45,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2024)
Tax Bill	$1,659 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-05-22-0-001-006.021`

Property Details

APN / Parcel Number

Primary APN	`12-10-05-22-0-001-006.021`
Alternative APNs	`1005220001006021` `452175` `500170`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,312 sqft (1.04 acres)
Lot Dimensions	177 ft deep x 256 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	256 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	500170
Street Address	654 RIVERSIDE ESTS
City	LANETT
State	AL
Zip	36863-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28RIVERSIDE ESTATES PHASE ONEF.C. F SL. 46IN SE1/4 OF SE1/4 OF SEC. 22 &IN NE1/4 OF NE1/4 OF SEC. 27.S22 & 27 T22N R28E
Legal Range	28
Legal Township	22
Legal Section	22
Legal Subdivision	RIVERSIDE ESTATES
Legal Phase	1
Legal Lot Number	28
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2000
Census Tract	953900

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 RIVERSIDE ESTS, LANETT, AL 36863-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 21, 2020	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20243285
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 8, 2024
Property Address	654 RIVERSIDE ESTS, LANETT, AL 36863-3609
Document Number	02024/3285
Book / Page	2024 / 3285
Map Reference	CAB F SL 48&49
Instrument Date	Jun 28, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 RIVERSIDE ESTS, LANETT, AL 36863-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 RIVERSIDE ESTS, LANETT, AL 36863-3609

Mortgage

Document Number	0020243286
Date	Jul 8, 2024
Instrument	2024/3286

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 21, 2020
Property Address	654 RIVERSIDE ESTS, LANETT, AL 36863-3609
Document Number	02020/1985
Book / Page	2020 / 1985
Map Reference	CAB F SL 48&49
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 2ND AVE N, NASHVILLE, TN 37208-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 RIVERSIDE ESTATES, LANETT, AL 36863-3609

Mortgage

Document Number	0020201986
Date	May 21, 2020
Instrument	2020/1986

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,659.00 (+3.11%)
2025	$1,609.00 (+20.43%)	$75,704 (+128.71%) Land $11,500 Building $64,204	$378,520 (+14.36%) Land $57,500 Building $321,020
2024	$1,336.00 Additional exemption filed	$33,100 (-) Land $5,500 Building $27,600	$330,980 (-) Land $54,980 Building $276,000
2023	$1,336.00 (+11.15%) Additional exemption filed	$33,100 (+10.48%) Land $5,500 Building $27,600	$330,980 (+10.48%) Land $54,980 Building $276,000
2022	$1,202.00 Additional exemption filed	$29,960 Land $5,500 Building $24,460	$299,580 Land $54,980 Building $244,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2003–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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