702 Monarch Ridge Rd, Frederick, MD 21703 Property Records

Frederick County property record for 702 Monarch Ridge Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,192 sqft · built 1992
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$174,080 (Sep 1992)
Tax Bill	$6,017 (2023)
Flood Zone	Zone X (minimal risk)
APN	`02-165775`

Property Details

APN / Parcel Number

Primary APN	`02-165775`
Alternative APNs	`2165775` `165775`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Total Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	165775
Old Parcel Number	2165775
Street Address	702 MONARCH RIDGE RD
City	FREDERICK
State	MD
Zip	21703-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 84 SEC 1 PLAT 2 7275 SQ FT MONARCH RIDGE
Legal Subdivision	MONARCH RIDGE
Legal Lot Number	84
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1008
Census Tract	750506

Owner

702 Monarch Ridge Rd is owned and occupied by two individuals who bought it in September 1992.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	702 MONARCH RIDGE RD, FREDERICK, MD 21703-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 1992 · Amount on File
Deed Sale	Sep 25, 1992 · Amount on File
Deed Document Number	925358
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,017.00 Homeowner's exemption	$345,867	$411,200 Land $102,200 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Monarch Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Monarch Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20