Frederick County property record for 700 Monarch Ridge Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,706 sqft · built 1993 |
| Lot Size | 0.177 acres (7,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2024) |
| Tax Bill | $8,614 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-165767 |
| Primary APN | 02-165767 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,706 sqft Living Area |
| Gross Area | 3,118 sqft |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,712 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165767 |
|---|---|
| Street Address | 700 MONARCH RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 85 SEC 1 PLAT 2 7712 SQ FT MONARCH RIDGE |
| Legal Subdivision | MONARCH RIDGE |
| Legal Lot Number | 85 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 750506 |
700 Monarch Ridge Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Oct 14, 2020 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 11, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 13, 2019 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Nov 27, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | Oct 14, 2020 · Amount on File |
| Deed Book / Page | 16772 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 23, 2024 |
| Property Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0167720214 |
| Book / Page | 16772 / 214 |
| Map Reference | MB 43 PL 134 |
| Instrument Date | Feb 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0016772222 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 16772/222 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 14, 2020 |
| Property Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0141690137 |
| Book / Page | 14169 / 137 |
| Map Reference | MB 43 PL 134 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | HIGHLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0014169143 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 14169/143 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 11, 2020 |
| Property Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0138010360 |
| Book / Page | 013801 / 000360 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $307.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 596 SWALLOWTAIL DR FREDERICK MD 217032234, FREDERICK, MD 21703-2234 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 13, 2019 |
| Property Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0134000098 |
| Book / Page | 013400 / 000098 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 700 MONARCH RIDGE RD, FREDERICK, MD 21703-2203 |
| Document Number | 0133670413 |
| Book / Page | 013367 / 000413 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $294.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40500 KINCAID DR #111 FISHERS IN 46037, 111, FISHERS, IN 46037 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 700 Monarch Ridge Rd was $8,614.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,867 | $562,400 Land $142,700 Building $419,700 | |
| 2025 | $8,614.00 | ||
| 2023 | $88.00 Disabled Person's exemption Veteran's exemption | $354,500 | $467,100 Land $102,700 Building $364,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Monarch Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Monarch Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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