702 M St NW, Miami, OK 74354 Property Records

Ottawa County property record for 702 M St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1920
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Feb 2026)
Tax Bill	$371 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`17832`

Property Details

APN / Parcel Number

Primary APN	`17832`
Alternative APN	`4880-00-010-015-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Slab
Porch Area	126 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	17832
Street Address	702 M ST NW
City	MIAMI
State	OK
Zip	74354-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15-16, BLK 10 ROCKHILL NOTICE OF LIS PENDENS (1232/246)
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	ROCKHILL
Legal Block	10
Legal Lot Number	15,16
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2014
Census Tract	574400

Owner

702 M St NW is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Ottawa County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1472, MIAMI, OK 74355-1472
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Line of Credit SECURITY BANK & TRUST
Dec 11, 2023	Deed of Trust, Mortgage · Closed-End Mortgage WELCH STATE BANK OF WELCH OK
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Oct 2, 2025 · Amount on File
Deed Document Number	2026871
Deed Book / Page	1254 / 626
Prior Transfer Date	Sep 30, 2025
Prior Transfer Doc	0000004489
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 24, 2026
Property Address	702 M ST NW, MIAMI, OK 74354-4229
Document Number	001254/626
Book / Page	1254 / 626
Instrument Date	Feb 24, 2026
Instrument	I-2026-000871
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1472, MIAMI, OK 74355-1472

Mortgage

Document Number	001254/629
Date	Feb 24, 2026
Book Page	1254/629
Instrument	I-2026-000872

Lender

Name	SECURITY BANK & TRUST
Type	Bank
Address	MIAMI, OK 74354

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	702 M ST NW, MIAMI, OK 74354-4229
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 M ST NW, MIAMI, OK 74354-4229

Mortgage

Document Number	001195/804
Date	Dec 11, 2023
Book Page	1195/804
Instrument	I-2023-005463

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	702 M ST NW, MIAMI, OK 74354-4229
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 M ST NW, MIAMI, OK 74354-4229

Mortgage

Document Number	1137/555
Date	Jun 14, 2021
Book Page	1137/555
Instrument	2021-003026

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 7, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 702 M St NW was $371 with a homeowner's exemption, down 1.3% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,266 (+8.58%) Land $656 Building $4,610	$46,189 (-5.31%) Land $5,750 Building $40,439
2025	$371.00 (-1.33%) Homeowner's exemption	$4,850 (+2.99%) Land $614 Building $4,236	$48,778 (-12.86%) Land $5,750 Building $43,028
2024	$376.00 (+10.91%) Homeowner's exemption	$4,709 (+3%) Land $596 Building $4,113	$55,978 (+1.53%) Land $5,750 Building $50,228
2023	$339.00 (+6.6%) Homeowner's exemption	$4,572 (+3%) Land $591 Building $3,981	$55,137 (-) Land $5,750 Building $49,387
2022	$318.00 Homeowner's exemption	$4,439 Land $586 Building $3,853	$55,137 Land $5,750 Building $49,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 M St NW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 M St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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