618 M St NW, Miami, OK 74354 Property Records

Ottawa County property record for 618 M St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1957
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$44,500 (Jan 2007)
Tax Bill	$584 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`17841`

Property Details

APN / Parcel Number

Primary APN	`17841`
Alternative APN	`4880-00-011-009-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17841
Street Address	618 M ST NW
City	MIAMI
State	OK
Zip	74354-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9-12, BLK 11 ROCKHILL
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	ROCKHILL
Legal Block	11
Legal Lot Number	9-12
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2023
Census Tract	574400

Owner

618 M St NW is owned by two individuals who bought it in January 2007.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 492, WYANDOTTE, OK 74370-0492
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage METHOD BANK
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF WYANDOTTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2007 · Amount on File
Deed Sale	Jan 22, 2007 · Amount on File
Prior Sale	Dec 21, 1999 · Amount on File
Deed Document Number	2007353
Deed Book / Page	831 / 717
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	618 M ST NW, MIAMI, OK 74354-5423
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17536 S HIGHWAY 10, WYANDOTTE, OK 74370-2200

Mortgage

Document Number	001160/325
Date	Apr 28, 2022
Book Page	1160/325
Instrument	I-2022-002239

Lender

Name	METHOD BANK
Address	WYANDOTTE, OK 74370

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	173 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	618 M ST NW, MIAMI, OK 74354-5423
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492, WYANDOTTE, OK 74370-0492

Mortgage

Document Number	1145/59
Date	Sep 30, 2021
Book Page	1145/59
Instrument	2021-004950

Lender

Name	THE BANK OF WYANDOTTE
Address	WYANDOTTE, OK 74370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 618 M St NW was $584, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,891 (-2.82%) Land $827 Building $5,064	$51,671 (-2.81%) Land $7,250 Building $44,421
2025	$584.00 (-1.18%)	$6,062 (-8%) Land $827 Building $5,235	$53,165 (-8.01%) Land $7,250 Building $45,915
2024	$591.00 (-2.15%)	$6,589 (+3.6%) Land $827 Building $5,762	$57,795 (-2.52%) Land $7,250 Building $50,545
2023	$604.00 (+7.86%)	$6,360 (+5%) Land $827 Building $5,533	$59,292 (-) Land $7,250 Building $52,042
2022	$560.00	$6,057 Land $827 Building $5,230	$59,292 Land $7,250 Building $52,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 M St NW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 M St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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